Ask the Seller to Pay Your Closing Costs
Seller paid closing costs are a great way to minimize your out of pocket cash to close. 3% (the conventional max) to 6% (the FHA…
Category: Useful info about mortgages
Why pay PMI when your lender can pay it for you?
Private mortgage insurance (PMI) is a term every homebuyer hears if he/she is buying a new home with less than a 20% down payment. Whether…
Is A 15 or 30 Year Fixed Mortgage Right For Me?
You have applied for a mortgage and are now faced with a question: Should you get a 15 year mortgage or a 30 year mortgage?…
Tips for First-Time Home Buyers
Order a free credit report AND view your three credit scores Review your credit report and clear up any derogatory accounts Do NOT open any…
How Much House Can I Afford?
If the term mortgage has crossed your mind recently and you’re in the market to purchase a new home, you’ve probably asked yourself, “How much…